Buying: Home Buyers Checklist |
|
Set appointment for home inspection/radon testing/or other testing as required or desired.
|
|
Note: Lead-based paint may exist possibly in the property if the home is built before 1978, lab testing available for a fee. |
|
Termite inspection/report is usually required by lender and for buyer's/seller's information. |
|
|
|
If non-public water-Well/Septic/Water quality inspections-(required on all FHA loans). |
|
|
|
Receive home inspection report for review. |
|
Receive results of radon testing, determine whether action is necessary. |
|
Receive all other inspection reports for review. |
|
Submit addendums regarding inspections (if applicable.) |
|
Sign and receive all addendums regarding inspections. |
|
|
|
Formalize mortgage application (within agreed upon number of days after signing contract) |
|
Completed documents sent to mortgage company. |
|
Employment & other verification received by mortgage company. |
|
Condo documents reviewed, within 5 days of receipt (if applicable.) |
|
Check with Lender for credit report results. |
|
Purchase Home Owners Insurance - usually required by lender & an assurance to buyer. |
|
Communicate with your Realtor throughout the process. |
|
Arrange for babysitter for closing date appointment. |
|
Contact Closing Agent/Title Company and Realtor to confirm Closing Date and Time. |
|
Realtor will contact you for final walk-through inspection of property prior to closing.
Settlement Company will supply you with amount needed for Closing -Certified Funds Required. |
|
|